Budgeting

Saving for a Home Down Payment: Best Investment Plan for Buying a House in 2023

If you’ve scoured Zillow recently, you’ve likely been in for sticker shock on how much homes are listed at these days. Historically low mortgage rates and pandemic-induced supply constraints on the construction of new homes contributed to a nearly 20% surge in home prices in 2021. According to the National Association of Realtors, home prices …

Saving for a Home Down Payment: Best Investment Plan for Buying a House in 2023 Read More »

How do I get my spouse on board for FI? (Financial Independence)

Money and relationships are two independently tough topics! Putting the two together, you have a recipe for trouble… Unless you and your spouse are on the same page and are unified in your life goals, saving and investing for financial independence or early retirement can be a long, difficult road. The LAST thing you want …

How do I get my spouse on board for FI? (Financial Independence) Read More »

The 13 Best Gift Ideas in 2023 for Investors or Stock Market Enthusiasts

Give the gift of education As Benjamin Franklin famously declared, “An investment in knowledge pays the best interest.” For most market enthusiasts, we’re always looking for ways to improve our portfolio performance. The best way most of us can improve is by imitating the philosophies of some of the greatest investors of all time! One …

The 13 Best Gift Ideas in 2023 for Investors or Stock Market Enthusiasts Read More »

How long should I rent? 5 Key Considerations Before Buying a House in 2020

For most of us renters, paying our landlord each month feels like a complete waste of money. As we enter our mid-to-late 20s and 30s, many of our friends have already taken the plunge of home-ownership. We start getting the imposing question, “So, when are you looking to buy?” In our culture, home-ownership has become …

How long should I rent? 5 Key Considerations Before Buying a House in 2020 Read More »

Emergency Fund: The Basics of a Rainy Day Fund in 2023

An emergency fund represents cash reserves that help you cover inevitable but unanticipated expenses when “life happens.” Perhaps, your company decides to downsize and you lose your job. Maybe, you or your spouse fall ill and needs extended medical attention. Unfortunately, most Americans live paycheck to paycheck. In fact, nearly 26% of Americans do not …

Emergency Fund: The Basics of a Rainy Day Fund in 2023 Read More »

Financial Fitness: Cutting, Maintaining, and Bulking

Unless you are familiar with the fitness world, “cutting,” “maintaining,” and “bulking” may not be part of your normal vocabulary. While fitness and finance may seem unrelated, there’s more similarities than you may initially think. Both physical fitness and personal finances come in waves. At times, you may find maintaining your workout regiment and diet …

Financial Fitness: Cutting, Maintaining, and Bulking Read More »

5 Money Matters Your CPA Wish You Knew in 2019

As CPAs, we understand that most of us think differently about money and finances. Perhaps, our schooling and daily work gives us a different perspective about the power of compounding interest. Maybe, our natural inclination that led us to the accounting profession leads us to be conservative in our lives. Often, accountants look to “game …

5 Money Matters Your CPA Wish You Knew in 2019 Read More »